TERMS AND CONDITIONS OF WEBSITE USE

Last Updated: 17 February 2026

These Terms and Conditions (“Terms”) govern your access to and use of the website located at [www.tcg-ltd.com] and any related websites, portals, applications, or digital platforms operated by The Compass Group and its affiliated entities (collectively referred to as “TCG”, “The Compass Group”, “we”, “us”, or “our”).

By accessing or using this website, you agree to be bound by these Terms. If you do not agree, you must not use this website.

1. Group Structure and Scope

The Compass Group comprises a network of affiliated companies operating in multiple jurisdictions, including but not limited to the United Kingdom, European Union, Middle East, Asia, and offshore jurisdictions. References to “TCG” include any subsidiary, affiliate, holding company, or associated entity within The Compass Group.

Services described on this website may be provided by different entities within the Group depending on jurisdiction, regulatory permissions, and client eligibility.

Nothing on this website constitutes an offer by any specific regulated entity unless expressly stated.

2. No Offer, No Advice, No Reliance

The content of this website is provided for general informational purposes only.

It does not constitute:

  • Investment advice

  • Legal advice

  • Tax advice

  • Corporate advice

  • Financial promotion

  • An offer to buy or sell securities

  • A solicitation to engage in regulated activity

Any reliance placed on the information contained on this website is strictly at your own risk.

You should seek independent professional advice before making any financial or business decision.

3. Regulatory Status and Jurisdictional Restrictions

Certain services described on this website may be subject to regulatory approval or licensing requirements in specific jurisdictions.

This website is not directed at any person in any jurisdiction where its publication or availability would be contrary to local law or regulation.

Users are responsible for ensuring that accessing this website and engaging with TCG complies with applicable local laws.

Nothing on this website constitutes a public offer in any jurisdiction where such offer would be unlawful.

4. Eligibility

By using this website, you represent and warrant that:

  • You are at least 18 years of age.

  • You have the legal capacity to enter into binding agreements.

  • Your use of the website does not violate any applicable laws or regulations.

5. Investment Risk Disclosure

Investments involve risk. The value of investments may go down as well as up. Past performance is not indicative of future results.

Currency fluctuations may affect the value of investments. Certain strategies described may involve higher risk, including illiquidity, leverage, derivatives exposure, and market volatility.

TCG does not guarantee performance, capital preservation, or specific outcomes unless expressly agreed in writing under a formal client agreement.

6. Corporate Services and Structuring Disclaimer

Corporate structuring and jurisdictional planning may involve legal and tax consequences. TCG does not provide legal or tax advice unless expressly engaged to do so under a separate written agreement.

Clients are responsible for obtaining independent legal and tax advice prior to implementing any structure.

7. Payment Services Disclaimer

Where B2B payment facilitation or related financial infrastructure services are described, such services may be provided by licensed third-party institutions or specific regulated entities within the Group.

TCG does not act as a bank unless explicitly stated. Funds may be held by regulated financial institutions in accordance with applicable safeguarding and compliance requirements.

8. No Client Relationship

Use of this website does not create:

  • A client relationship

  • A fiduciary relationship

  • An advisory mandate

  • A contractual engagement

A formal relationship only arises upon execution of a written agreement signed by the relevant TCG entity and the client.

9. Limitation of Liability

To the fullest extent permitted by law, TCG disclaims all liability for:

  • Direct, indirect, incidental, consequential, or special damages

  • Loss of profits, revenue, business, or opportunity

  • Data loss or system interruption

  • Reliance on website content

TCG makes no warranties regarding:

  • Accuracy

  • Completeness

  • Timeliness

  • Fitness for purpose

  • Continuous availability

Nothing in these Terms excludes liability for fraud or liability which cannot be excluded under applicable law.

10. Intellectual Property

All content on this website, including text, graphics, logos, documents, branding, design elements, and downloadable materials, is the intellectual property of The Compass Group or its licensors.

No content may be copied, reproduced, distributed, modified, or republished without prior written consent.

11. Confidentiality of Communications

Internet communications are not guaranteed to be secure. TCG is not responsible for interception, corruption, or delay of electronic communications.

Users should not transmit confidential information unless appropriate encryption measures are used.

12. Data Protection and Privacy

Personal data is processed in accordance with applicable data protection laws, including but not limited to UK GDPR, EU GDPR, and other applicable data protection frameworks.

Please refer to our separate Privacy Policy for full details.

13. Third-Party Links

This website may contain links to third-party websites. TCG is not responsible for the content, security, or practices of third-party sites.

Accessing third-party links is at your own risk.

14. Indemnity

You agree to indemnify and hold harmless The Compass Group and its directors, officers, employees, agents, and affiliates from any claims, liabilities, damages, or expenses arising from:

  • Your misuse of the website

  • Violation of these Terms

  • Breach of applicable law

15. Amendments

TCG reserves the right to amend these Terms at any time without prior notice. Continued use of the website constitutes acceptance of revised Terms.

16. Severability

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction of the relevant TCG entity providing services, without regard to conflict of law principles.

Any disputes shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

18. Entire Agreement

These Terms constitute the entire agreement relating to website use and supersede any prior understandings.